Thursday, August 27, 2015

Our Home Search

We started looking at homes back in December...we were not looking seriously because we knew that what we liked would be off the market before we could purchase it. 

I became pretty obsessed with finding the perfect home online and looked at hundreds of listing every week for a good 3 months before we finally flew out to Michigan for a 4 day house hunting trip. About the time we flew out we realized that homes were selling super fast and so we knew we would need to act fast if we found a home we wanted to buy. We walked through 35-40 homes on our trip and drove by hundreds of others and ended up putting in 3 offers, one of which we signed a contract on and began the process of home inspection and appraisal- a process that ended up taking 2 months. 

A few days before moving out of our home in Provo we finally heard back on the appraisal and the inspection which lead us to the decision to NOT close on the home... and we started our house hunting search again. 

This is the home we thought we would originally buy...a home that needed some updating but in a great location in Rochester Hills on a golf course. 

Joe flew out and lived in a hotel and I stayed in Utah to be with family. During this time I looked seriously into renting but every time I called on a rental it was already gone or it was way to much over 23000/month.  I became really stressed and seriously thought we might be living in an apartment. We decided to continue our house hunting search.

 We put in 2 more offers and eventually signed a contract on the home below. This home is a completely updated 4 bedroom, 4 bathroom home in a good area but a lot longer of a commute for Joe then we wanted.  

The kids and I lived in a hotel with Joe for 3 weeks while we waited on inspection and appraisal. 3 days before our move in date we found out the home was actually zoned as a condo and not a single family home so it slowed things down. We ended up moving into the home before closing because we were waiting on paperwork. 

In Michigan it is normal to have homes built as condos so that neighborhoods can be built quickly...they are zoned to be an HOA but the HOA never really exists. This caused a huge problem for us because we were working with a bank that was not familiar with this so we were told that we needed to start the whole process over again...starting with a new appraisal and higher interest rate. 

After moving into the home and talking with the home owners and decided to put off buying the home. We are currently renting the home below and are so happy to finally be in a home!

 I have learned a ton about home has cost us a couple thousand dollars, a lot of stress and so so much time but it has been a good learning experience and I am grateful that even though we don't own a home yet that I am living in a home I love! 

1 comment :

  1. It's beautiful! Owned or rented, it looks like a wonderful place to be with your family!